As I read the document and maneuvered through the fact-less claims and statistics, it started to click in my head what the problem was. The argument being made by JPI is completely faulty. Bear with me while I explain why. First, their main premise is that all forms of money bail are bad and ineffective. But what they really mean is that “commercial bail” or secured release is bad. Why, because, if all forms of money bail are bad, than they would be criticizing themselves. What they fail to recognize is that pretrial release programs are “money bail.” The difference is the money doesn’t come from defendant’s families, but rather from taxpayers. Who pays for the salaries of the people who work in the pretrial office? Taxpayers do. Who pays for the office space and the office supplies? Who pays for the clipboards and pencils that they conduct their evidenced based assessments with? Taxpayers do. In fact, everything they do costs taxpayers money. So to say that they shouldn’t be included in the “money bail” category is extremely myopic and untrue.
That being said, the real discussion that needs to happen in the criminal justice community is not around the money, because at the end of the day the money is part of all forms of release. The discussion and comparison needs to be around results and effectiveness. The real conversation needs to be around “secured release” versus “unsecured release” and which method is more effective in achieving its purpose (getting a defendant to court) and which is better at maintaining the highest levels of public safety. And I will have that debate all day long. And to be honest, that discussion is not much of a debate, because secured release outperforms unsecured release in every dimension possible…especially in the key dimension of getting people to court, where secured release outperforms unsecured release almost 2 to 1.
The pretrial community does not want to have that discussion. Why? Because they can’t win. They can’t outperform financially secured release and they don’t have the record to compete head to head with us. So instead, they distract and deflect the truth and force the conversation on to untrue things like how evil and greedy bail bondsmen are and play into that negative image of the bail industry (sound familiar?).
So let JPI produce its fancy marketing pieces and denounce “money bail” as evil and unnecessary. Because, at the end of the day, I know that their argument is not only weak, but devoid of any reliable statistics that matter. Commercial bail is a profession that exists because it is needed. It is not around because bail agents are good at lobbying state and local governments. Commercial bail is a profession that exists because it works...and it has to work if you think about it. On average, bail agents take only 10% of the bail amount as premium. If the defendant doesn’t appear in court and the bail agent doesn’t get them back, the bail agent is responsible for 100% of the bond. So even if the bail agent gets 9 out of 10 defendants back (which is much better than pretrial programs get), he would be breaking even and more likely than not losing money because of the cost of doing business. The very nature of the math, forces the bail profession to be successful and to ensure that defendants appear…because if we don’t, we go out of business pretty fast.
Let me end with this. AIA is comprised of three companies, Allegheny Casualty Company, which has been around for almost 80 years, International Fidelity Insurance Company which has been around for over 107 years, and Associated Bond, who has been around for 80 years. We underwrite more bail than any other surety in the country and all three of our companies couldn’t be stronger and more successful. If anything these three companies are a testament of the effectiveness of bail as a profession and a safe and reliable form of release. So call it money bail or anything you want, but in the real world the proof is in the pudding and financially secured release through a commercial bail bond does work and it does so better than every other method around….oh yeah and it doesn’t cost taxpayers a thing.